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What you Should Know About Your Credit Report

If you have ever used a credit card, taken out a loan or taken advantage of a "purchase now, pay later" offer, you will have a credit history.


Your credit history is recorded in files maintained by at least one of Canada's three major credit-reporting agencies: Equifax, TransUnion and Experian. The files are called credit reports.


It's a good idea to request a copy of your credit report from the three credit-reporting
agencies at least once a year to verify that your personal information is correct and up to date. It is also important to check that you have not been a victim of identity fraud. To get copies of your free credit
report please visit the following websites:

www.equifax.ca
www.transunion.ca
www.creditbureau.ca